4 Simple Money Magic Spells for Financial Balance
Money is more than numbers on a page—it’s energy. How you earn, spend, and save reflects your values, your priorities, and your relationship with abundance. Just as you might light a candle to invite love or burn incense for protection, you can work a little magic to align your financial life with your highest intentions. Whether you’re crafting a new budget, nurturing your priorities, calling on divine blessings, or seeking clearer communication, intentional ritual can help you bring your money into balance.
These four spells are designed to support every stage of your financial journey, from setting a budget to tending the values that matter most. You don’t need fancy tools or complex techniques—just a candle, a few common items, and a willingness to focus your energy. Work them separately or together, and let them help you weave stability, clarity, and abundance into your everyday life.
Budget Dedication Spell
You’ve done a lot of work to set your budget. It’s a big job, and you deserve to be proud of yourself! Use this dedication to kick off using your new budget.
You will need:
White candle
Stick of incense
A printed or written-out copy of your budget
Peppermint essential oil for action and clarity
Jasmine essential oil for confidence
Use your preferred method for preparing for spellwork. Or: Take a few deep breaths and center yourself. When your energy is calm, continue to concentrate on your breathing, feeling your power rise. Light a white candle. Light a stick of incense of your choice and slowly draw a circle around yourself and your working space.
Hold the Tiger’s Eye in your hands and spend some time meditating on your budget and how it will help you structure your life. Then place the crystal on your budget.
I dedicate this budget to the support of my life, my loved ones, and my values. I will use my resources to nurture my mind, body, spirit, and community. May this budget support me and grow with me.
Anoint your budget with peppermint and jasmine essential oils. Spend some time breathing in confidence and clarity around your financial journey.
When you are ready, thank the universe for assisting you. Spin slowly in the opposite direction of the incense and blow out the candle.
Values Plant Spell
This spell is for nurturing one of the values that you chose to focus your budget on. Select a value that you want to focus more on in your budget and life—it could be time with friends, an organization that does good in your neighborhood, a hobby that brings you fulfillment, or anything else.
You will need:
White candle
Stick of incense
Houseplant
Small pitcher of water
Lemongrass essential oil for opening new roads
Use your preferred method for preparing for spellwork. Or: Take a few deep breaths and center yourself. When your energy is calm, continue to concentrate on your breathing, feeling your power rise. Light a white candle. Light a stick of incense of your choice and slowly draw a circle around yourself and your working space.
Cup your hands around the plant’s pot and spend a few minutes meditating on the value that you want to nurture in your life. Imagine what your life would be like with more of it. Pour your visualization and energy through your hands into the plant, until the plant represents the value to you.
Circle the pitcher of water with the incense smoke. Then whisper to the plant your promises to nurture and care for it, and water the plant. Anoint its pot with the lemongrass essential oil.
When you are ready, thank the universe for assisting you. Spin slowly in the opposite direction of the incense and blow out the candle. Care for your plant and the value it represents in your life.
Juno Blessing
Call on Juno to bless your personal finance journey with this blessing spell. (Here’s more on Juno.)
This spell calls for art supplies. That doesn’t mean you have to be a great artist—a pencil and a piece of typing paper count as art supplies! But if you love a certain artistic medium, get out your favorite tools.
You will need:
White candle
Stick of incense
Small bowl of pennies or other coins
Blank paper and art supplies of your choice
Use your preferred method for preparing for spellwork. Or: Take a few deep breaths and center yourself. When your energy is calm, continue to concentrate on your breathing, feeling your power rise. Light a white candle. Light a stick of incense of your choice and slowly draw a circle around yourself and your working space.
Take a deep breath and call on Juno, saying:
Juno, Queen of the Heavens
Bless me with strength, wisdom, and abundance
Guide me toward balance, protection, and harmony.
Carefully arrange the pennies around your candle as an offering to Juno.
Spend some time drawing and decorating a symbol that represents Juno’s strength and wisdom to you—perhaps a peacock feather or a crown.
When you are ready, thank the universe and Juno for assisting you. Spin slowly in the opposite direction of the incense and blow out the candle. Hang your image somewhere you will see it.
Clear Communication Spell
Budgeting requires clear communication—especially with your partner, if you have one. But even if your budget is just for you, you’ll need to be clear as you set up accounts, pay your bills, negotiate rates, and more. This spell will help bring clarity to your communications, especially when performed during a waxing moon.
You will need:
White candle
Stick of incense
Cup of chamomile tea for peace and understanding
Piece of paper and pen
Use your preferred method for preparing for spellwork. Or: Take a few deep breaths and center yourself. When your energy is calm, continue to concentrate on your breathing, feeling your power rise. Light a white candle. Light a stick of incense of your choice and slowly draw a circle around yourself and your working space.
Sip your tea and imagine drinking in peace, understanding, and clear communication. Continue to enjoy your tea as you finish this spell.
Spend some time imagining navigating your financial journey with clarity and ease. Visualize harmony and calm as you achieve your goals.
On the paper, write:
May my mind and heart be open to understanding, and may my words convey my heart.
When you are ready, thank the universe for assisting you. Spin slowly in the opposite direction of the incense and blow out the candle.